Construction Loan Lenders in Midlothian, Texas (2026)

Lendersa® provides a list of construction loan lenders in Midlothian, TX, including regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehabilitation projects.

Lenders assess the cost of building a 2,000 square foot home in Midlothian, TX, ranging from $210,092 for basic constructions to $382,703 for more upscale configurations. Interest rates and loan terms vary based on the borrower's financial condition, the loan-to-value (LTV) ratio, after-repair value (ARV), and the lender selected.

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Lendersa® utilizes AI technology to efficiently meet your construction financing needs by matching your requests with numerous lenders. Discover optimal construction rates to fund new builds, fix-and-flip projects, or major rehabs on residential and commercial properties in TX.

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Protect your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Qualification for 100% LTV (Loan to Value) financing is possible if you agree to pledge additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes like 76065.



Midlothian Construction Loan Lenders

  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Lends in Texas
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • Lends in Texas
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • Lends in Texas
  • "At Mansfield Mortgage, we understand the home-buying experience can
    be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Targetcost Realty
  • 2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
  • Lends in Texas
  • Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise

  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • Lends in Texas
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.

  • Grandview Bank
  • 105 E. Criner, Grandview, TX, 76050
  • Lends in Texas
  • Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.