1 Construction Loan Lenders in South-Padre-Island, Texas in 2026

The Lendersa® platform provides a comprehensive list of construction loan providers in South-Padre-Island, TX, encompassing a diverse range of financial sources, including regional banks, prominent national lenders, and local hard money lenders that leverage private funds for projects like ground-up construction and major rehabs.

For estimating construction costs in South-Padre-Island, TX, lenders calculate expenses for building a 2,000 square foot home. Basic constructions start at $204,592, while more elaborate projects can reach up to $377,203. The terms and interest rates for these loans differ considerably, based on variables such as borrower's financial profile, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the specific lender chosen.

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To fulfill all your construction financing requirements, Lendersa®'s AI technology seamlessly connects your loan request with numerous construction lenders. Thus, you can easily find the best construction financing rates for projects ranging from ground-up constructions to major renovations for both residential and commercial properties in TX.

Construction loan providers in your area?

Avoid making unnecessary credit inquiries, as these can impact your credit score. You can secure pre-approval for your land loan without the need to divulge your social security number or any crucial financial details.

If you agree to provide additional property as collateral (blanket loan), you may qualify for 100% Loan-to-Value (LTV) financing.

Utilize the Lendersa® land loan calculator to discover vacant land loan lenders in the specified zip codes 78597.



South-Padre-Island Construction Loan Lenders

  • First National Bank of South Padre Island
  • 709 Padre Blvd, South Padre Island, TX, 78597
  • Lends in Texas
  • First National Bank of South Padre Island is a full service independent bank providing personal and friendly service to our customers. First National Bank of South Padre Island is the oldest independent bank in South Padre Island and has been serving the Laguna Madre area for over thirty-five years.

  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • Lends in Texas
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas.

    We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"

  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.

  • First Community Bank TX
  • 806 S. 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.

  • Valley Federal Credit Union
  • 183 E Price Road, Brownsville, TX, 78521
  • Lends in Texas
  • Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lends in Texas
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • Mr. Mortgage, LLC
  • 1300 N. 10th St, Suite 330K, McAllen, TX, 78504
  • Lends in Texas
  • Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.