816 Construction Loan Lenders with AI in Spearman, Texas 2026

Lendersa® offers a list of construction loan lenders in Spearman, TX, including regional banks, national companies, and local hard money lenders utilizing private funds for your ground-up construction or major rehab.

In Spearman, the cost to build a 2,000 square foot home ranges from $205,186 for basic construction to $377,797 for more elaborate designs. Interest rates and terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

Compare loan offers from 100 lenders

Explore the Magic Construction Loan Calculator

Utilizing AI, Lendersa® instantly matches your loan request with hundreds of construction lenders to meet all your financing needs. Discover the best construction rates for projects like ground-up builds, fix-and-flips, or major rehabs on properties throughout TX.

Finding Construction Loan Lenders Nearby?

To protect your credit score, avoid unnecessary inquiries. Achieve preapproval for your land loan without providing your social security number or any sensitive information.

You could qualify for 100% LTV financing by pledging additional property as security with a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 79081.



  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Lends in Texas
  • Step 1: Prequalify
    Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.
    Step 2: Shop
    Current Wells Fargo customers have exclusive access to a one-stop real estate shopping
    tool.1 Start your home search now.
    Step 3: Apply
    Once you've found a home, it's time to submit a mortgage applicati

  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, Irvine, CA, 92614
  • Lends in Texas
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.

  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in Texas
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.

  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • Lends in Texas
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper

  • Easy Street Capital
  • 3333 Michelson Dr, Suite 300, Irvine, CA, 92612
  • Lends in Texas
  • Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit, we can finance your next investment. Easy Street Capital has the solution, whether you are buying a property to fix up, building new construction, or generating cash flow from rental units. As a fully discretionary lender, we hav

  • Center Street Lending
  • 18301 VON KARMAN STE 330, Irvine, CA, 92612
  • Lends in Texas
  • Center Street Lending is Private money residential lender that provides business-purpose loans for single-family and multi-family investments. and also Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Texas
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • SLB Capital Group
  • 4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
  • Lends in Texas
  • SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o

  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Lends in Texas
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun

  • Marshall Reddick Real Estate
  • 4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
  • Lends in Texas
  • If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.