Construction Loan Lenders in Spearman, Texas (2026)

Lendersa® offers a list of construction loan lenders in Spearman, TX, including regional banks, national companies, and local hard money lenders utilizing private funds for your ground-up construction or major rehab.

In Spearman, the cost to build a 2,000 square foot home ranges from $205,186 for basic construction to $377,797 for more elaborate designs. Interest rates and terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

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To protect your credit score, avoid unnecessary inquiries. Achieve preapproval for your land loan without providing your social security number or any sensitive information.

You could qualify for 100% LTV financing by pledging additional property as security with a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 79081.



Spearman Construction Loan Lenders

  • Interstate Bank SSB
  • 301 S. Main, Perryton, TX, 79070
  • Lends in Texas
  • On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.

  • Dalhart Federal Savings & Loan Association, SSB
  • 502 Denrock Avenue, Dalhart, TX, 79022
  • Lends in Texas
  • Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti

  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Lends in Texas
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.

  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • Lends in Texas
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.

    In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank

  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Lends in Texas
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Lends in Texas
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.