816 Construction Loan Lenders with AI in Stafford, Texas 2026

The Lendersa® compilation of construction loan lenders in Stafford, TX encompasses a diverse range of financial entities, including regional banks, national lenders, and local hard money lenders that employ private funds. These resources are well-suited for both initiating new construction projects from the ground up or undertaking major rehabilitation efforts that require significant financial backing.

In Stafford, TX, lenders typically assess the construction costs for a 2,000-square-foot home, providing estimates that start at $209,333 for basic construction techniques and materials and can climb to $381,944 for more extravagant, custom-designed homes. The interest rates and loan terms for such projects are highly variable, being influenced by the financial robustness of the borrower, the loan-to-value ratio (LTV), the anticipated after-repair value (ARV), and the type of lender selected from the options available.

Explore and compare a wide range of loan offers from 100 different lenders, all providing extensive solutions tailored to fit diverse project needs.

Explore the Advantages of the Construction Loan Calculator

To cater to all your construction financing requirements, Lendersa® leverages advanced AI technology. It efficiently matches your detailed loan request with a broad spectrum of construction lenders in the market. This innovative approach enables you to access the finest construction rates, whether for new constructions, fix-and-flip initiatives, or major rehabs on both residential and commercial properties across TX.

Locate Construction Loan Lenders Near Your Area

Maintaining a robust credit score is critical, hence, by minimizing any unnecessary credit inquiries, you can protect your financial health. Lendersa® allows you to secure preapproval for your land loan without disclosing sensitive financial information like your social security number. This approach ensures both security and simplicity during your loan acquisition process.

Additionally, consider 100% LTV financing by pledging additional properties as collateral. This method, known as a blanket loan, can significantly increase your financing flexibility and capability, making it a strategic option for expansive projects.

Moreover, by using the Lendersa® land loan calculator, you can effectively find and connect with vacant land loan lenders operating in 77477, 77497. This tool is invaluable in helping you discover financing solutions that are ideally matched to your specific geographic location and project requirements.



  • Lovelady State Bank
  • 910 S Commerce St, Lovelady, TX, 75851
  • Lends in Texas
  • Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution.

  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • Lends in Texas
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont

  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Lends in Texas
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.

  • Wellspring Credit Union
  • 150 E Roundbunch Road, Bridge City, TX, 77611
  • Lends in Texas
  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.

  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Lends in Texas
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.

  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • Lends in Texas
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.

  • CITIZENS STATE BANK
  • 101 S. Wheeler, Colmesneil, TX, 75938
  • Lends in Texas
  • Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.

  • Sage Capital Bank
  • 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629
  • Lends in Texas
  • Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.

  • Classic Bank, National Association
  • 102 North Houston, Cameron, TX, 76520
  • Lends in Texas
  • Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.

  • Frontier Bank of Texas
  • 1213 Highway 290, Elgin, TX, 78621
  • Lends in Texas
  • Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.

  • Citizens State Bank Luling TX
  • 200 South Magnolia Avenue, Luling, TX, 78648
  • Lends in Texas
  • Citizens State Bank was founded November 12, 1913 by Dr. Sidney J. Francis. In 1996, the Francis family sold majority ownership to a group headed by Dr. Morris Spector. Dr. Spector joined the Board of Directors in 1993 and currently serves as Board Chairman. Other Board members are Ruben Robledo, D. Wade Hayden, David Spector, Rudy Rodriguez.

  • Angelina Federal Employees Credit Union
  • 900 Pershing Avenue, Lufkin, TX, 75904
  • Lends in Texas
  • Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings loans.