Construction Loan Lenders in Sugar-Land, Texas (2026)

The Lendersa® catalog provides a range of construction loan lenders in Sugar-Land, TX, comprising regional banks, national financial institutions, and local hard money lenders who utilize private capital for projects such as ground-up construction or significant rehabs.

In Sugar-Land, TX, lenders estimate the construction cost for a 2,000 square foot home, with prices varying from $210,884 for basic builds to $383,495 for more elaborate constructions. The interest rates and loan terms can differ based on the borrower's financial credentials, loan-to-value (LTV) ratio, after-repair value (ARV), and the specific lender selected.

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Ensuring all your construction financing needs are addressed, Lendersa® employs AI technology to quickly connect your loan requests with various construction lenders. Discover now the most suitable construction rates for financing ground-up builds, fix-and-flip projects, or major rehabs on both residential and commercial properties statewide in TX.

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For 100% LTV (Loan to Value) financing, you may qualify if you are willing to pledge additional property as collateral via a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes such as 77498.



Sugar-Land Construction Loan Lenders

  • Pioneer Mutual Federal Credit Union
  • 1521 Lake Pointe Parkway, Sugar Land, TX, 77478
  • Lends in Texas
  • The Pioneer Mutual Credit Union ("Pioneer"​) was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.

  • Vortex Financial Group
  • 15007 Havenridge, Houston, TX, 77083
  • Lends in Texas
  • Vortex Financial Group

    Clear Financial Planning

    Vortex Financial Group helps families and business owners build wealth through personalized financial planning, retirement and investment strategies, and risk management. Connect with Nadia Ankleshwaria’s team—visit vortexfg.com or email arsh@vortexfg.com.

  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Lends in Texas
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.

  • Smart Financial Credit Union
  • 6051 North Course Dr, Houston, TX, 77072
  • Lends in Texas
  • Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.

    Explore our Annual Reports to learn how we are working to do just tha

  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • Lends in Texas
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.

  • Pioneer Finance
  • 13310 University Boulevard, Sugar Land, TX, 77479
  • Lends in Texas
  • Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.

  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Lends in Texas
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.

  • Members Choice Credit Union Houston
  • 18211 Katy Freeway, Houston, TX, 77094
  • Lends in Texas
  • Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941

  • Swift Mortgages
  • 7324 Southwest Fwy, Suite 660, Houston, TX, 77074
  • Lends in Texas
  • At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.