Construction Loan Lenders in Temple, Texas (2026)

The Lendersa® compilation of construction loan lenders in Temple, TX consists of options like regional banks, national lenders, and local hard money lenders using private funds to support your ground-up construction or major renovation projects.

For a 2,000 square foot home in Temple, TX, lenders estimate construction costs ranging from $210,829 for standard builds to $383,440 for more deluxe constructions. The variability in interest rates and loan conditions depend on the borrower's financial situation, loan-to-value (LTV) ratio, after-repair value (ARV), and the specific type of lender selected.

Compare loan offers from 100 different lenders

Unlock the Power of Our Magic Construction Loan Calculator

To accommodate all your construction financing needs, Lendersa® uses AI technology to efficiently match your loan inquiry with hundreds of potential construction lenders. This helps you explore competitive construction rates for financing ground-up builds, fix-and-flip operations, or major rehabs on both residential and commercial properties throughout TX.

Find Construction Loan Lenders Nearby

Protect your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without disclosing your social security number or any sensitive financial details.

You may qualify for 100% LTV (Loan to Value) financing if you pledge additional property as security, using a blanket loan mechanism.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in the zip codes 76501.



Temple Construction Loan Lenders

  • Scott & White Employees Credit Union
  • 2401 South 31st Street, Temple, TX, 76508
  • Lends in Texas
  • Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • Classic Bank, National Association
  • 102 North Houston, Cameron, TX, 76520
  • Lends in Texas
  • Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.

  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • Lends in Texas
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across

  • 1st University Credit Union
  • 24 La Salle Ave, Unit C, Waco, TX, 76706
  • Lends in Texas
  • 1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • Lends in Texas
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.

  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Lends in Texas
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.