Construction Loan Lenders in Wichita-Falls, Texas (2026)

Lendersa® provides a list of construction loan options in Wichita-Falls, TX, featuring regional banks, national lenders, and local hard money lenders who utilize private capital for ground-up constructions or major rehab projects.

In Wichita-Falls, TX, lenders estimate the cost for constructing a 2,000 square foot home, which ranges from $210,807 for basic builds to $383,418 for more elaborate constructions. Interest rates and loan terms can vary based on the borrower's financial situation, the loan-to-value (LTV) ratio, after-repair value (ARV), and the lender type selected.

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You might qualify for 100% LTV (Loan to Value) financing when you agree to pledge additional property as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to discover vacant land loan lenders within zip codes like 76308.



Wichita-Falls Construction Loan Lenders

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • Lends in Texas
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • Lends in Texas
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.

  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Lends in Texas
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!

    Union Square Credit Union's field of membership is open to those who have the following common bond

  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Lends in Texas
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.

  • The Waggoner National Bank of Vernon
  • 1818 Texas Street, Vernon, TX, 76384
  • Lends in Texas
  • At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.

  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Lends in Texas
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.