Construction Loan Lenders in Provo, Utah (2026)

Lendersa® provides a list of construction loan options in Provo, UT, featuring various lenders such as regional banks, nationwide institutions, and local hard money lenders that utilize private funds for new construction or major renovations.

In terms of construction costs within Provo, UT for a 2,000 square foot home, lenders provide estimates ranging from $230,826 for basic structures up to $418,266 for more upscale developments. The loan terms, including interest rates, vary based on the borrower's financial status, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the specific lender chosen.

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Lendersa® AI technology assists in fulfilling all your financing needs by promptly matching your loan request with a multitude of construction lenders. You're able to find excellent rates for projects like ground-up construction and major rehabs for both residential and commercial properties in UT.

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Bypassing unnecessary inquiries helps protect your credit score. You can achieve preapproval for your land loan without the need to provide your social security number or sensitive financial information.

You might be eligible for 100% LTV financing if you agree to provide additional collateral (blanket loan).

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 84604.



Provo Construction Loan Lenders

  • Rock Canyon Bank
  • 1376 North State Street, Orem, UT, 84057
  • Lends in Utah
  • Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.

  • Secure Private Funding
  • 51 West Center Street, Suite 507, Orem, UT, 84057
  • Lends in Utah
  • Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.

  • Alpine Credit Union
  • 1510 N State St, Orem, UT, 84057
  • Lends in Utah
  • Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding.
    Benefits of using Alpine Credit Union’s Mortgage Department.

  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Lends in Utah
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.

  • Security Home Mortgage
  • 576 State St, Orem, UT, 84058
  • Lends in Utah
  • Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down

  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • Lends in Utah
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans.

    We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.

  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • Lends in Utah
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • First Capital Commercial
  • 472 West 50 North, American Fork, UT, 84003
  • Lends in Utah
  • First Capital Commercial is a commercial real estate lender that is invested in your success. Since 2002, our exceptional loan options have empowered both local companies and robust franchises. First Capital Commercial is here to assist you when your company needs that extra financial boost to achieve your dreams and goals. First Capital is happy t

  • TOTAL FINANCIAL HEALTH
  • 12 W 100 N, Suite 202-D, American Fork, UT, 84003
  • Lends in Utah
  • Total Financial Health Having over 16 years of experience with all kinds of mortgages allows you to have an advantage over other mortgage lenders. We've seen and done it all in the mortgage world. We are a WHOLESALE MORTGAGE BROKER. To look us up, you can find our company Total Financial Health, LLC on the National Mortgage Licensing System.