1 Construction Loan Lenders in Smithfield, Utah in 2026

Lendersa® offers a comprehensive list of construction loan lenders in Smithfield, UT, including regional banks, national lenders, and local hard money sources. These lenders employ private funds for ground-up construction projects or significant rehabs.

Lenders estimate construction costs for a 2,000 Sq Ft home in Smithfield, UT, ranging from $230,232 for standard construction to $417,672 for more luxurious builds. The interest rates and loan terms differ based on the borrower's financial status, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type.

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To meet all your construction financing needs, Lendersa® utilizes AI technology to match your loan request instantly with numerous construction lenders. Discover the top construction rates for funding new builds, flips, or major rehabs on both residential and commercial properties in UT.

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To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for land loans without needing to provide your social security number or other sensitive information.

By offering additional property as collateral (blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to discover vacant land loan providers in zip codes: 84335.



Smithfield Construction Loan Lenders

  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Lends in Utah
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.

  • Bank of Utah
  • 2605 Washington Blvd, Ogden, UT, 84401
  • Lends in Utah
  • Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.

  • America First Credit Union
  • PO Box 9199, Ogden, UT, 84409
  • Lends in Utah
  • America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.

  • Education First Credit Union
  • 1250 Country Hills Drive, Ogden, UT, 84403
  • Lends in Utah
  • Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY

  • Ascent Credit Union
  • 4140 Harrison Blvd, Ogden, UT, 84403
  • Lends in Utah
  • We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.

  • Wasatch Peaks Credit Union
  • 4723 Harrison Blvd, Ogden, UT, 84403
  • Lends in Utah
  • Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.

  • Goldenwest Credit Union
  • 5025 South Adams Avenue, South Ogden, UT, 84403
  • Lends in Utah
  • Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.

  • Day Financial Services, Inc.
  • 3568 W 4800 S, Suite B, Roy, UT, 84067
  • Lends in Utah
  • Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA

  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • Lends in Utah
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Lends in Utah
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.