5 Construction Loan Lenders in Fredericksburg, Virginia in 2026

Lendersa® presents a comprehensive list of construction loan providers in Fredericksburg, VA, featuring a range of options including regional banks, leading national lenders, as well as local hard money lenders who provide private financing for your new construction projects or extensive renovations.

Cost estimates for building a 2,000 square foot home in Fredericksburg, VA range from $248,003 for standard builds up to $448,501 for more luxurious projects. The interest rates and construction loan agreements can vary significantly, influenced by factors such as borrower's financial profile, loan-to-value ratio (LTV), after-repair value (ARV), and the chosen lender.

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To cater to all your construction financing requirements, Lendersa® employs advanced AI technology to promptly match your loan application with numerous construction lenders. Uncover optimal construction rates for financing ground-up construction, fix and flip projects, or large-scale rehabs on both residential and commercial properties throughout VA.

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Minimizing unnecessary credit inquiries helps maintain a better credit score. Obtain pre-approval for your land loan without needing to submit your social security number or any sensitive financial data.

You might be eligible for 100% LTV financing (Loan to Value) by committing additional property as loan security under a blanket loan arrangement.

The Lendersa® land loan calculator can assist you in locating vacant land loan providers within the zip codes 22401.



Fredericksburg Construction Loan Lenders

  • Virginia Partners Bank
  • 410 William Street, Fredericksburg, VA, 22401
  • Lends in Virginia
  • Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.

  • Security Trust Mortgage LLC
  • 1407 Hearthstone Drive, Fredericksburg, VA, 22401
  • Lends in Virginia
  • At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • NEW DOMINION FINANCIAL
  • 2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
  • Lends in Virginia
  • NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Lends in Virginia
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.

  • MAC Professional Services, LLC
  • 87 Wateredge Ln, Fredericksburg, VA, 22406
  • Lends in Virginia
  • MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Lends in Virginia
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Lends in Virginia
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Oak View National Bank
  • 128 Broadview Ave, Warrenton, VA, 20186
  • Lends in Virginia
  • At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.