5 Construction Loan Lenders with AI in Fredericksburg, Virginia 2026

Lendersa® presents a comprehensive list of construction loan providers in Fredericksburg, VA, featuring a range of options including regional banks, leading national lenders, as well as local hard money lenders who provide private financing for your new construction projects or extensive renovations.

Cost estimates for building a 2,000 square foot home in Fredericksburg, VA range from $248,003 for standard builds up to $448,501 for more luxurious projects. The interest rates and construction loan agreements can vary significantly, influenced by factors such as borrower's financial profile, loan-to-value ratio (LTV), after-repair value (ARV), and the chosen lender.

Explore loan offers from a network of 100 lenders

Discover the Power of Our Construction Loan Calculator

To cater to all your construction financing requirements, Lendersa® employs advanced AI technology to promptly match your loan application with numerous construction lenders. Uncover optimal construction rates for financing ground-up construction, fix and flip projects, or large-scale rehabs on both residential and commercial properties throughout VA.

Identify Nearby Construction Loan Lenders

Minimizing unnecessary credit inquiries helps maintain a better credit score. Obtain pre-approval for your land loan without needing to submit your social security number or any sensitive financial data.

You might be eligible for 100% LTV financing (Loan to Value) by committing additional property as loan security under a blanket loan arrangement.

The Lendersa® land loan calculator can assist you in locating vacant land loan providers within the zip codes 22401.



  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • Lends in Virginia
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.

  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • Lends in Virginia
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.

  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • Lends in Virginia
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
    Residential or Commercial.

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in Virginia
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • Lends in Virginia
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.

  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Lends in Virginia
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.

  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Lends in Virginia
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Lends in Virginia
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.