5 Construction Loan Lenders in Harrisonburg, Virginia in 2026

Lendersa® provides an extensive list of construction loan lenders in Harrisonburg, VA. This list includes a diverse range of lending options such as regional banks, established national lenders, and local hard money lenders that use private capital. These funding sources are ideal for your ground-up construction projects or major rehabilitation efforts.

When evaluating construction costs in Harrisonburg, VA, lenders have estimated the price of a 2,000 square foot home to be between $247,871 for basic builds and $448,369 for more luxurious alternatives. The interest rates and the terms associated with construction loans vary considerably, influenced by factors such as the borrower’s financial situation, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender engaged.

Explore and compare offers from a wide selection of 100 lenders, allowing transparency and choice in your financial decisions.

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To meet all your construction financing demands, Lendersa® employs cutting-edge AI technology to seamlessly pair your loan requests with numerous construction lenders. You can explore premium construction rates for financing ground-up projects, fix-and-flip operations, or significant rehabs of both residential and commercial properties in VA.

Find Nearby Construction Loan Lenders

Protect your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without needing your social security number or divulging sensitive financial information.

You might qualify for 100% LTV financing under a blanket loan agreement if additional properties are pledged as security.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 22801, ensuring you find the best offers available for your land purchase requirements.



Harrisonburg Construction Loan Lenders

  • Park View Federal Credit Union
  • 1675 Virginia Ave, Harrisonburg, VA, 22802
  • Lends in Virginia
  • Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ

  • F&M Bank
  • PO Box 1111, Timberville, VA, 22853
  • Lends in Virginia
  • F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.

  • Frontier Community Bank
  • 400 Lew Dewitt Blvd, Waynesboro, VA, 22980
  • Lends in Virginia
  • Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.

  • DuPont Community Credit Union
  • 140 Lucy Ln, Waynesboro, VA, 22980
  • Lends in Virginia
  • DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.

  • Pioneer Bank
  • 252 E Main St, Stanley, VA, 22851
  • Lends in Virginia
  • Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,

  • The Blue Grass Valley Bank
  • 2583 Blue Grass Valley Road, Blue Grass, VA, 24413
  • Lends in Virginia
  • With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.

    We take pride in providing our customers with a level of sincerity and service unlike any other.

  • Virginia National Bank
  • 222 E Main Sstreet, Charlottesville, VA, 22902
  • Lends in Virginia
  • Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.

  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Lends in Virginia
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.

  • First Bank 1
  • 112 W King St, Strasburg, VA, 22657
  • Lends in Virginia
  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.

    You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho

Also lends in Virginia

  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.