2026 Construction Loans use AI Lenders complete for Manchester, Virginia

Lendersa® presents a comprehensive list of construction loan lenders in Manchester, VA, including local hard money lenders using private financing, regional banks, and national entities for your ground-up developments or extensive renovations.

In Manchester, VA, lenders estimate building costs for a 2,000 square foot home starting from $246,837 for basic construction to $447,335 for more luxurious endeavors. Interest rates and the terms of construction loans fluctuate based on borrowers' financial details, the LTV, ARV, and the specific lender chosen.

Explore offers from 100 different lenders

The innovative construction loan calculator

To cater to all your construction financing requirements, Lendersa® utilizes AI technology to promptly align your loan request with a wide array of construction lenders. Easily find the most competitive construction rates for funding ground-up developments, fix N flip projects, or major rehabs on both residential and commercial properties across VA.

Looking for construction loan lenders nearby?

Preventing unnecessary credit checks can help maintain your credit score. Secure preapproval for your land loan without disclosing your social security number or other sensitive financial details.

If you're willing to offer additional property as collateral (known as a blanket loan), you might be eligible for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the 23225 zip codes.



Manchester Construction Loan Lenders

  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Lends in Virginia
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Lends in Virginia
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services

  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs

  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • Home Loan Zone, Inc
  • 400 N Ridge Road, Suite 200, Henrico, VA, 23229
  • Lends in Virginia
  • Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms

  • Riverside Funding LLC
  • 9601-101 Gayton Rd, Richmond, VA, 23238
  • Lends in Virginia
  • Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.

  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • Lends in Virginia
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.