Construction loans with AI in Richlands, VA [2026 list]

Lendersa® offers a comprehensive list of construction loan providers in Richlands, VA, including regional banks, prominent national lenders, and local hard money lenders who use private money. These lenders are ideal for funding both ground-up constructions and major rehabs.

In Richlands, VA, lenders calculate the construction cost for a 2,000 square foot home, from $246,562 for basic builds to $447,060 for more upscale projects. Interest rates and loan terms can vary significantly based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the selected lender type.

Explore the Magic Construction Loan Calculator

Utilizing AI technology, Lendersa® seamlessly matches your loan requests with various construction lenders, ensuring comprehensive financing solutions. Discover competitive construction rates for new builds, property flips, or major rehabs on residential and commercial properties in VA.

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Minimizing unnecessary credit inquiries helps maintain a healthy credit score. You can obtain preapproval for your land loan without revealing your social security number or other sensitive financial data.

You might be eligible for 100% LTV financing by using additional properties as collateral through a blanket loan agreement.

Use the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 24641, simplifying your search.

Richlands Construction Loan Lenders
(276) 963-0836 Lender's profile and map First Sentinel Bank 315 Railroad Avenue, Richlands, VA, 24641 Lends in Virginia Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
(276) 935-8111 Lender's profile and map Legacy Bank VA 20957 Riverside Drive, Grundy, VA, 24614 Lends in Virginia Legacy Bank (Formerly Grundy National Bank) was established in 1964 to serve the financial needs of the community while making a profit. Our strong capital base and good earnings have allowed us to make the technological enhancements required by the changes that are taking place in the banking industry.
(276) 935-8161 Lender's profile and map TruPoint Bank 20089 Riverside Drive, Grundy, VA, 24614 Lends in Virginia In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children
(800) 971-4671 Lender's profile and map First Community Bank California 101 Sanders Lane, Bluefield, VA, 24605 Lends in Virginia First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
(276) 628-9558 Lender's profile and map First Bank and Trust Company 667 West Main Street, Abingdon, VA, 24210 Lends in Virginia First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
(276) 395-2230 Lender's profile and map Miners Exchange Bank 483 Front Street, Coeburn, VA, 24230 Lends in Virginia Miners Exchange Bank has always endeavored to bring the finest in banking services to our customers. Our technology department boasts the latest and greatest the banking industry has to offer. Services offered by our competition are very similar to ours, but it is the way in which those services are delivered that makes all the difference.