1 Construction Loan Lenders with AI in Roanoke, Virginia 2026

Lendersa® provides a list of construction loan lenders in Roanoke, VA, including regional banks, national lenders, and local hard money sources. These lenders use private funds for ground-up construction and major rehab projects, offering flexible financial solutions for diverse needs.

In Roanoke, VA, lenders estimate construction costs for a 2,000 Sq Ft home from $248,025 for basic builds to $448,523 for more elaborate constructions. Interest rates and loan terms vary based on the borrower’s financials, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and lender type, ensuring customized offers.

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The efficient construction loan calculator

Lendersa®'s AI technology matches your loan requests with numerous construction lenders swiftly, meeting all financing needs. Discover competitive construction rates for ground-up projects, fix-and-flips, or major rehabs on properties in VA.

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Avoid unnecessary inquiries to protect your credit score. Preapprove your land loan without needing your social security number or other sensitive info.

By pledging additional property as collateral, you might qualify for 100% LTV financing through a blanket loan.

Use the Lendersa® land loan calculator to discover vacant land loan lenders within zip codes 24014.



Roanoke Construction Loan Lenders

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • Virginia Community Capital
  • 110 Peppers Ferry Road NW, Christiansburg, VA, 24073
  • Lends in Virginia
  • Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.

  • National Bank of Blacksburg
  • 100 South Main Street, Blacksburg, VA, 24060
  • Lends in Virginia
  • Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.

  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • Lends in Virginia
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.

  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • Lends in Virginia
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
    Residential or Commercial.

  • Highlands Community Bank
  • 307 Thacker Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Highlands Community Bank (HCB) was established in 2002 by a group of local investors who determined there was a need for a community bank in the Alleghany Highlands. The belief was that a community bank could better serve the local residents and businesses and better contribute the local economy.

  • Jackson River Community Credit Union
  • 347 North Court Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.

  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • Lends in Virginia
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.

  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • Lends in Virginia
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.