2 Construction Loan Lenders with AI in Stuarts-Draft, Virginia 2026

In Stuarts-Draft, VA, Lendersa® provides a comprehensive list of construction loan lenders, including regional banks, national lenders, and local hard money lenders using private funds for your ground-up construction or major renovation projects.

For a 2,000 square foot home in Stuarts-Draft, VA, lenders estimate construction costs can range from $246,683 for basic structures to $447,181 for more lavish finishes. Interest rates and loan terms vary, depending on financial factors, the Loan-to-Value (LTV), After-Repair Value (ARV), and the lender type chosen.

Explore competitive loan offers from 100 different lenders

Discover the versatile construction loan calculator

Lendersa® uses AI technology to efficiently match loan requests with a wide variety of construction lenders, ensuring all your financing needs are addressed. You can explore excellent construction rates for funding projects such as ground-up constructions, fix N flips, or major renovations on both residential and commercial properties in VA.

Are there construction loan lenders near you?

By minimizing unnecessary inquiries, you can help preserve your credit score. Obtain preapproval for your land loan without the need to provide your social security number or sensitive financial details.

If you are ready to use additional property as collateral in a blanket loan, you could qualify for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 24477.



  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • F&M Bank
  • PO Box 1111, Timberville, VA, 22853
  • Lends in Virginia
  • F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.

  • The Farmers Bank of Appomattox
  • 223 Main Street, Appomattox, VA, 24522
  • Lends in Virginia
  • The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic

  • Highlands Community Bank
  • 307 Thacker Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Highlands Community Bank (HCB) was established in 2002 by a group of local investors who determined there was a need for a community bank in the Alleghany Highlands. The belief was that a community bank could better serve the local residents and businesses and better contribute the local economy.

  • Jackson River Community Credit Union
  • 347 North Court Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Lends in Virginia
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families

  • Richmond Rehab Funding, Llc
  • 334 River Road West, Suite 247, Manakin Sabot, VA, 23103
  • Lends in Virginia
  • We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.

  • First Bank 1
  • 112 W King St, Strasburg, VA, 22657
  • Lends in Virginia
  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.

    You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho