5 Construction Loan Lenders with AI in Virginia-Beach, Virginia 2026

Lendersa® provides an extensive list of construction loan lenders in Virginia-Beach, VA, which includes regional banks, national lenders, and local hard money lenders. These lenders use private funds for ground-up construction and major rehabs, offering a broad spectrum of financial solutions tailored to meet your specific project needs.

For a 2,000 Sq Ft home in Virginia-Beach, VA, lenders estimate construction costs from $248,080 for basic constructions to $448,578 for more elaborate designs. The interest rates and terms for these loans vary, depending on factors such as the borrower's financial standing, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected. This ensures that the financial solutions offered are customized to fit the unique requirements of your project and budget.

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The powerful construction loan calculator

Lendersa® employs advanced AI technology to efficiently match your loan requests with hundreds of construction lenders, addressing all your financing needs comprehensively. This technology enables you to discover optimal construction rates for funding ground-up projects, fix-and-flip strategies, or major rehabs for both residential and commercial properties across VA. This helps you secure the best possible rates tailored to your project requirements.

Looking for construction loan lenders nearby?

To maintain a healthy credit score, avoid unnecessary inquiries. You can achieve preapproval for your land loan without the need to provide your social security number or disclose any sensitive financial information, ensuring both speed and privacy during the process.

By pledging additional property as collateral, you may qualify for 100% LTV (Loan-to-Value) financing through a blanket loan agreement, significantly boosting your financing options for expansive projects.

Use the Lendersa® land loan calculator to pinpoint vacant land loan lenders within the zip codes 23459. This tool effectively connects you to the lenders that align with your geographic and project-specific needs, facilitating smooth procurement of appropriate financial support.



Virginia-Beach Construction Loan Lenders

  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Lends in Virginia
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi

  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Lends in Virginia
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in Virginia
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Lends in Virginia
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.

  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • Lends in Virginia
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.

  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • Lends in Virginia
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets

  • Chesapeake Bank
  • 97 North Main Street, Kilmarnock, VA, 22482
  • Lends in Virginia
  • Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.

  • Citizens and Farmers Bank
  • 415-14th Street, West Point, VA, 23181
  • Lends in Virginia
  • The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.

  • Baylands Family Credit Union
  • 2004 Main Street, West Point, VA, 23181
  • Lends in Virginia
  • Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members.

  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Lends in Virginia
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.