6 Construction Loan Lenders in Winchester, Virginia in 2026

Lendersa® provides a comprehensive list of construction loan lenders in Winchester, VA, which includes regional banks, major national lenders, and local hard money lenders. These lenders utilize private funds for ground-up construction or major rehab projects.

In Winchester, VA, lenders determine the cost to build a 2,000 square foot home, ranging from $247,904 for basic construction to $448,402 for luxurious projects. The interest rates and terms of construction loans vary, influenced by the borrower's financials, loan-to-value ratio (LTV), after-repair value (ARV), and selected lender type.

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To satisfy all your construction financing needs, Lendersa® employs advanced AI technology to quickly match your loan request with hundreds of construction lenders. Discover excellent construction rates for funding new builds, fix-and-flip projects, or major rehabs on residential and commercial properties in VA.

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Avoiding unnecessary credit inquiries can protect your credit score. Secure preapproval for your land loan without providing any sensitive financial details or your social security number.

You might qualify for 100% LTV financing if you are willing to offer additional property as security in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 22601.



Winchester Construction Loan Lenders

  • Integrity Home Mortgage Corporation
  • 122 Pilot Circle, Winchester, VA, 22602
  • Lends in Virginia
  • Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC.

    Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry

  • SUCCESS MORTGAGE, LLC
  • 508 Front Royal Pike, Winchester, VA, 22602
  • Lends in Virginia
  • SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.

  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • Lends in Virginia
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.

  • Bank of Clarke County
  • 2 East Main Street, Berryville, VA, 22611
  • Lends in Virginia
  • At Bank of Clarke County, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust you put in us. Please do not send confidential information such as account numbers, social security numbers, or credit card information through this form, as this is not a secure form of communic

  • First Bank 1
  • 112 W King St, Strasburg, VA, 22657
  • Lends in Virginia
  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.

    You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho

  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • Lends in Virginia
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley.
    We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.

  • Oak View National Bank
  • 128 Broadview Ave, Warrenton, VA, 20186
  • Lends in Virginia
  • At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.

  • R&F Commercial Debt and Equity
  • 3684 Centerview Dr, Chantilly, VA, 20151
  • Lends in Virginia
  • "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.

  • Northwest Federal Mortgage Lending Center Cary, NC
  • 200 Spring St, Herndon, VA, 20170
  • Lends in Virginia
  • Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.

Also lends in Virginia

  • Mlend
  • 8803 Baltimore National Pike, Middletown, MD, 21769
  • "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy""​ to homebuyers throughout the mid-atlantic region.

    We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.