5 Construction Loan Lenders in Essex, Vermont in 2026

Lendersa® provides a list of construction loan lenders in Essex, VT, featuring regional banks, national lenders, and local hard money sources. These lenders utilize private funds for ground-up constructions or major rehabs.

For a 2,000 Sq Ft home in Essex, VT, construction costs are estimated by lenders to range from $246,261 for basic builds to $445,389 for more elaborate designs. Loan terms and interest rates vary based on the borrower's financials, Loan-To-Value (LTV), After Repair Value (ARV), and chosen lender type.

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Lendersa® AI technology ensures all your financing needs are met by instantly pairing your loan request with numerous lenders. Discover top construction rates for funding new builds, flips, or major rehabs on both residential and commercial properties in VT.

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If additional property is pledged as collateral (a blanket loan), you might qualify for 100% LTV financing.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders in these zip codes: 05452.



Essex Construction Loan Lenders

  • New England Federal Credit Union
  • 141 Harvest Lane, Williston, VT, 05495
  • Lends in Vermont
  • NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.

  • Vermont Home Mortgage Group
  • 950 Shelburne Rd, South Burlington, VT, 05403
  • Lends in Vermont
  • Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.

  • Northfield Savings Bank
  • 210 College Street, Suite 201, Burlington, VT, 05401
  • Lends in Vermont
  • Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont

  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Lends in Vermont
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • Lends in Vermont
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • Lends in Vermont
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.

  • VSECU
  • PO Box 67, Burlington, VT, 05601
  • Lends in Vermont
  • VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders

  • National Bank of Middlebury
  • 30 Main Street, Middlebury, VT, 05753
  • Lends in Vermont
  • Founded in 1831, National Bank of Middlebury has served the needs of the people who live and work in west central Vermont for almost two centuries. We are a locally owned and managed independent bank and are proud to contribute to the local economies of the communities we serve. We are committed to helping our customers live their best lives by pro

  • Green Mountain Credit Union
  • 1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
  • Lends in Vermont
  • As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.

  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Lends in Vermont
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.