Construction Loan Lenders in Swanton, Vermont (2026)

In Swanton, VT, the Lendersa® directory of construction loan lenders includes various financial institutions like regional banks, national mortgage providers, and local hard money lenders. These utilize private capital to support projects ranging from ground-up constructions to major renovations.

Lenders assess the construction costs in Swanton, VT, estimating a 2,000 square foot home's cost from $246,063 for standard build-up to $445,191 for more elaborate work. The terms and interest rates of construction loans fluctuate based on financials, LTV, ARV, and selected lender type.

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Lendersa®'s advanced AI technology promptly connects your loan request with a multitude of construction lenders to meet all your financing needs. Seamlessly find favorable construction rates for building from the ground up, flipping homes, or conducting substantial renovations on residential and commercial properties in VT.

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By limiting unnecessary inquiries, you can maintain your credit score. Easily secure pre-approval for land loans without the need to provide your social security number or other sensitive information.

Qualifying for 100% LTV financing could be viable when you pledge additional properties as collateral, commonly called a blanket loan.

Utilize the Lendersa® land loan calculator to locate loan providers for vacant land in zip codes such as 05488.



Swanton Construction Loan Lenders

  • Northfield Savings Bank
  • 210 College Street, Suite 201, Burlington, VT, 05401
  • Lends in Vermont
  • Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont

  • Vermont Home Mortgage Group
  • 950 Shelburne Rd, South Burlington, VT, 05403
  • Lends in Vermont
  • Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.

  • New England Federal Credit Union
  • 141 Harvest Lane, Williston, VT, 05495
  • Lends in Vermont
  • NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.

  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Lends in Vermont
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.

  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • Lends in Vermont
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • Lends in Vermont
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

  • VSECU
  • PO Box 67, Burlington, VT, 05601
  • Lends in Vermont
  • VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders