6 Construction Loan Lenders in Raymond, Washington in 2026

The Lendersa® directory of construction loan lenders in Raymond, WA, includes an extensive range of options such as regional banks, national lenders, and local hard money lenders. These lenders specialize in utilizing private funding to support your ground-up construction projects or major rehab needs.

In Raymond, WA, lenders assess the construction costs for a 2,000 square foot home, starting from $272,170 for basic builds and scaling up to $492,674 for more comprehensive projects. Interest rates and loan terms can vary significantly, depending on factors like the borrower's financial circumstances, loan-to-value ratio (LTV), after-repair value (ARV), and the chosen lender.

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Protecting your credit score is essential, so avoid unnecessary inquiries. Secure preapproval for your land loan without the need to provide your social security number or other sensitive financial data.

If you choose to offer additional property as collateral, typically known as a blanket loan, you may be eligible for 100% LTV (Loan to Value) financing, which significantly increases your financial leverage.

Use the Lendersa® land loan calculator to pinpoint vacant land loan lenders across zip codes 98577. This tool helps streamline your process, ensuring you find the best loan options tailored to your location needs.



Raymond Construction Loan Lenders

  • Timberland Bank
  • 624 Simpson Avenue, Hoquiam, WA, 98550
  • Lends in Washington
  • Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.

  • PUD Federal Credit Union
  • 960 Commerce Avenue, Longview, WA, 98632
  • Lends in Washington
  • At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.

  • Life Mortgage
  • 842 Washington Way, Suite 110, Longview, WA, 98632
  • Lends in Washington
  • Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn

  • Olympia Federal Savings and Loan Association
  • 421 Capitol Way S, Olympia, WA, 98507
  • Lends in Washington
  • Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.

  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • Lends in Washington
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.

  • Cornerstone Home Mortgage
  • 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503
  • Lends in Washington
  • Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.

  • Pacific Equity & Loan
  • 3620 100th St SW Ste. B, Lakewood, WA, 98499
  • Lends in Washington

  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.

  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Lends in Washington
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.

  • Mortgage Equities Inc
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Lends in Washington
  • Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.

  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Lends in Washington
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.