Construction Loans from Private Investors in Spokane, WA

Lendersa® provides an extensive list of construction loan lenders in Spokane, WA, which includes regional banks, national lenders, and local hard money lenders utilizing private funds for both ground-up construction and major rehab projects.

In Spokane, WA, lenders estimate construction costs for a 2,000 square foot home, ranging from $274,469 for basic builds to $494,973 for more upscale projects. Interest rates and loan terms vary, depending on the borrower's financials, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected.

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Lendersa® uses advanced AI technology to quickly match your loan requests with a wide range of construction lenders, ensuring all your construction financing needs are met. Discover excellent construction rates for ground-up projects, flips, or significant rehabs on both residential and commercial properties in WA.

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To maintain your credit score, it's important to reduce unnecessary inquiries. You can achieve preapproval for your land loan without revealing your social security number or other sensitive financial details.

Consider obtaining 100% LTV financing by using additional property as collateral through a blanket loan agreement.

Use Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 99201, streamlining your search for the right financing options.



Spokane Construction Loan Lenders

  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Lends in Washington
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.

  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Lends in Washington
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.

  • Global Credit Union
  • 1500 W 4th Ave, Spokane, WA, 99201
  • Lends in Washington
  • Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.

  • Private Money Capital
  • 804 W Boone Ave, Spokane, WA, 99201
  • Lends in Washington
  • We've been helping people find private money funding options for over 20 years. Our team is dedicated to you and all of your different real estate needs. Work with a local team of seasoned professionals to help you accomplish your real estate investment goals in Washington. We are happy to offer financing options and loans not found

  • Canopy Credit Union
  • PO Box 2519, Spokane, WA, 99220
  • Lends in Washington
  • At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • Lends in Washington
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.

  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • Lends in Washington
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.

  • Brazington Mortgage LLC
  • 3114 E. Marietta, Spokane, WA, 99207
  • Lends in Washington
  • When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.

  • The Mortgage Warehouse
  • 13617 East 14th Court, Spokane, WA, 99216
  • Lends in Washington
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you

  • The Private Money Store Inc.
  • 9116 E Sprague Ave, Suite 285, Spokane, WA, 99216
  • Lends in Washington
  • The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience