Construction Loan Lenders in Wapato, Washington (2026)

The list of construction loan lenders from Lendersa® in Wapato, WA includes regional banks, national financial institutions, and local hard money lenders, all providing private funds suitable for ground-up construction projects or significant rehabs.

For a 2,000 square foot home in Wapato, WA, lenders estimate construction costs starting from $272,775 for standard projects to $493,279 for more upscale builds. Interest rates and loan terms fluctuate based on borrower financials, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the selected lender's type.

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To ensure your construction financing needs are met, Lendersa® employs AI technology to match your loan request with numerous construction lenders. You can quickly find excellent construction rates for financing new builds, property flips, or major rehabs on both residential and commercial properties in WA.

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Offering additional property as security (a blanket loan) may qualify you for 100% LTV (Loan-to-Value) financing.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes like those in 98951.



Wapato Construction Loan Lenders

  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • Lends in Washington
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:

    commercial financing
    buying, selling, or leasing residential and commercial real estate
    buying or selling a business
    underwriting support for financial institutions

  • Yakima Federal Savings and Loan
  • 118 E. Yakima Ave, Yakima, WA, 98901
  • Lends in Washington
  • Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.

  • HAPO Community Credit Union
  • 601 Williams Blvd, Richland, WA, 99354
  • Lends in Washington
  • HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all

  • Gesa Credit Union
  • 51 Gage Blvd, Richland, WA, 99352
  • Lends in Washington
  • Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Washington
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • Cashmere Valley Mortgage
  • 127 Easy Street, Wenatchee, WA, 98801
  • Lends in Washington
  • Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.

  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Lends in Washington
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.

  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • Lends in Washington
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.

  • Integrity Mortgage Solutions, LLC
  • 18529 Driftwood Dr. E, Bonney Lake, WA, 98391
  • Lends in Washington
  • Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience

  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • Lends in Washington
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan