408 Construction Loan Lenders with AI in Osceola, Wisconsin 2026

The Lendersa® roster of construction loan lenders in Osceola, WI features a variety of financing options, including regional banks, national lenders, and local hard money lenders that use private funds for ground-up construction or major rehab projects.

In Osceola, WI, lenders estimate the cost for constructing a 2,000 square foot home to range from $189,233 for basic builds to $346,712 for more upscale versions. Interest rates and loan terms can vary widely based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the lender type chosen.

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Lendersa® utilizes AI technology to instantly match your loan request with numerous construction lenders, ensuring all of your financing needs are met. This service helps you find ideal construction rates for funding ground-up constructions, fix-and-flip projects, or major rehabs on residential and commercial properties in WI.

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Limiting unnecessary inquiries is crucial to preserve your credit score. You can achieve preapproval for a land loan without having to provide your social security number or other sensitive financial information.

If you agree to pledge additional property as collateral, you might qualify for 100% LTV financing as part of a blanket loan arrangement.

The Lendersa® land loan calculator allows you to locate vacant land loan providers across zip codes 54020, ensuring the best financing solutions for your land acquisition.



  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Lends in Wisconsin
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.

  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • Lends in Wisconsin
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.

  • Bremer Bank
  • 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
  • Lends in Wisconsin
  • We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.

  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • Lends in Wisconsin
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.

  • TruStone Financial Credit Union
  • 2772 E 82nd St, Bloomington, MN, 55425
  • Lends in Wisconsin
  • Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.

    Our vision is to create a financial institution that people respect, admire.

  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Lends in Wisconsin
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Wisconsin
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..

  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • Lends in Wisconsin
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.