Construction Loan Lenders in Oshkosh, Wisconsin (2026)

Explore a comprehensive list of construction loan lenders in Oshkosh, WI offered by Lendersa®, including regional banks, national lenders, and local hard money providers utilizing private money for ground-up construction or major rehabs.

Lenders in Oshkosh, WI determine cost estimates for a 2,000 square foot home, ranging from $191,224 for standard builds to $348,703 for more sophisticated constructions. Interest rates and terms vary based on the borrower's financials, LTV, ARV, and selected lender.

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Minimize unnecessary inquiries to protect your credit score. Secure preapproval for land loans without needing to disclose your social security number or sensitive financial info.

You could qualify for 100% LTV financing by pledging additional properties as security, often structured as a blanket loan.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 54985.



Oshkosh Construction Loan Lenders

  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.

  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Lends in Wisconsin
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Wisconsin
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • BLC Community Bank
  • 206 East Main Avenue, Little Chute, WI, 54140
  • Lends in Wisconsin
  • BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.

  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.

  • National Exchange Bank & Trust
  • 130 South Main St, Fond Du Lac, WI, 54936
  • Lends in Wisconsin
  • National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.

  • The Bank of Kaukauna
  • 264 W. Wisconsin Avenue, Kaukauna, WI, 54130
  • Lends in Wisconsin
  • The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you

  • Unison Credit Union
  • 1616 Crooks Avenue, Kaukauna, WI, 54130
  • Lends in Wisconsin
  • Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.