Construction Loan Lenders in Morgantown, West Virginia (2026)

The Lendersa® collection of construction loan lenders in Morgantown, WV encompasses regional banks, national financiers, and local hard money lenders employing private funding for new builds or major renovations.

In Morgantown, WV, lenders appraise the construction cost for a 2,000 square foot home to range from $240,863 for basic construction to $435,917 for more elaborate designs. The interest rates and terms of the construction loans are contingent on the borrower's financial details, the LTV, ARV, and the chosen type of lender.

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Your guide to construction loan calculations

To cater to every aspect of your construction financing needs, Lendersa® employs AI technology to swiftly align your loan application with a multitude of construction lenders. Find out the most competitive construction rates for financing ground-up builds, fix and flips, or major refurbishments on both residential and commercial properties across WV.

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By minimizing unnecessary credit checks, you can preserve your credit score. Obtain preapproval for a land loan without divulging sensitive information like your social security number.

You could be eligible for 100% LTV (Loan to Value) financing when agreeing to use additional property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 26501.



Morgantown Construction Loan Lenders

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in West Virginia
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Lends in West Virginia
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.

  • First Exchange Bank
  • 1 Heritage Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.

  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Lends in West Virginia
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.

  • Miners & Merchants Bank
  • 16000 Appalachian Hwy, Thomas, WV, 26292
  • Lends in West Virginia
  • Miners & Merchants Bank was established June 10, 1902 by three local businessmen to serve the Town's merchants and miners. We remain a small local community-centered bank dedicated to customer service with a desire to personally serve our customers. Our customers are people - not just numbers. We are committed to good customer service- that's our g