2 Construction Loan Lenders in Philippi, West Virginia in 2026

The Lendersa® roster of construction loan lenders in Philippi, WV features regional banks, national lenders, and local hard money providers utilizing private funds for ground-up construction or major renovations.

In Philippi, WV, lenders evaluate the construction cost of a 2,000 square foot home, priced from $240,313 for basic builds to $435,367 for more luxurious constructions. Interest rates and terms can vary based on the borrower's financial status, LTV, ARV, and lender type.

Compare loan offers from 100 lenders

Introducing the comprehensive construction loan calculator

To satisfy all your construction financing needs, Lendersa® uses AI technology to quickly align your loan request with numerous construction lenders. Discover excellent construction rates for ground-up builds, fix-and-flips, or major rehabs in both residential and commercial properties in WV.

Construction loan providers in your area?

Reducing unnecessary inquiries is crucial to maintaining your credit score. Get preapproved for a land loan without revealing your social security number or any other sensitive details.

You might be eligible for 100% LTV financing by agreeing to provide additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 26416.



Philippi Construction Loan Lenders

  • Citizens Bank of West Virginia, Inc.
  • 211 Third Street, Elkins, WV, 26241
  • Lends in West Virginia
  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.

  • First Exchange Bank
  • 1 Heritage Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.

  • Miners & Merchants Bank
  • 16000 Appalachian Hwy, Thomas, WV, 26292
  • Lends in West Virginia
  • Miners & Merchants Bank was established June 10, 1902 by three local businessmen to serve the Town's merchants and miners. We remain a small local community-centered bank dedicated to customer service with a desire to personally serve our customers. Our customers are people - not just numbers. We are committed to good customer service- that's our g

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in West Virginia
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Lends in West Virginia
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.

  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Lends in West Virginia
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.

  • The Grant County Bank
  • 3 North Main Street, Petersburg, WV, 26847
  • Lends in West Virginia
  • The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.

  • Long Reach Federal Credit Union
  • 315 Main Street, Middlebourne, WV, 26149
  • Lends in West Virginia
  • Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.

  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • Lends in West Virginia
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.

  • The Bank of Romney
  • 95 East Main Street, Romney, WV, 26757
  • Lends in West Virginia
  • The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.