2026 Construction Loan Lenders for Shepherdstown, West Virginia

The Lendersa® collection of construction loan lenders in Shepherdstown, WV, features regional banks, national lenders, and local hard money lenders employing private funds for ground-up construction or major rehabs.

In Shepherdstown, WV, lenders estimate the construction cost of a 2,000 square foot home, ranging from $240,511 for basic construction to $435,565 for high-end developments. Interest rates and terms vary based on borrower financials, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

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Lendersa® AI technology matches your loan requests to hundreds of construction lenders, ensuring all financing needs are met. Discover competitive construction rates for funding new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties in WV.

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Minimize unnecessary inquiries to protect your credit score. Gain preapproval for land loans without disclosing your social security number or sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as collateral, commonly known as a blanket loan.

Leverage the Lendersa® land loan calculator to identify vacant land lenders in zip codes 25443.



Shepherdstown Construction Loan Lenders

  • Jefferson Security Bank
  • 105 E Washington Street, Shepherdstown, WV, 25443
  • Lends in West Virginia
  • Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.

  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Lends in West Virginia
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.

    We have evolved over the years and changed with the times

  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • Lends in West Virginia
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.

  • CNB Bank, Inc
  • 101 South Washington Street, Berkeley Springs, WV, 25411
  • Lends in West Virginia
  • CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.