Construction Loan Lenders in Charles-Town, West Virginia (2026)

The Lendersa® list of construction loan lenders in Charles-Town, WV comprises regional banks, national lenders, and local hard money lenders that leverage private funds for ground-up construction or significant renovation projects.

In Charles-Town, WV, lenders assess the construction costs for a 2,000 square foot home, ranging from $240,786 for standard builds to $435,840 for more upscale constructions. The interest rate and loan terms depend on the borrower's financial profile, LTV, ARV, and the chosen lender type.

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Ensuring all construction financing needs are met, Lendersa® employs AI to promptly align your loan request with hundreds of construction lenders. Explore top construction rates to finance new builds, fix-and-flips, or major rehabs on residential and commercial properties in WV.

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Minimize unnecessary inquiries to maintain your credit score. Obtain preapproval for land loans without providing your social security number or sensitive financial details.

You might qualify for 100% LTV financing by pledging additional property as security, commonly referred to as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 25414.



Charles-Town Construction Loan Lenders

  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • Lends in West Virginia
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.

  • Jefferson Security Bank
  • 105 E Washington Street, Shepherdstown, WV, 25443
  • Lends in West Virginia
  • Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.

  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Lends in West Virginia
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.

    We have evolved over the years and changed with the times