Construction Loan Lenders in Laramie, Wyoming (2026)

Lendersa® offers a directory of construction loan lenders in Laramie, WY, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private money for projects, whether for ground-up constructions or major renovations.

In Laramie, WY, lenders estimate construction costs for a 2,000-square-foot home, starting at $232,303 for basic construction and reaching $420,870 for more elaborate designs. Interest rates and loan terms vary based on the borrower's financial situation, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the chosen lender.

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Lendersa® employs AI technology to rapidly match your loan request with a large array of construction lenders, ensuring all your financing needs are met. Explore optimal construction rates for funding ground-up builds, fix-and-flip projects, or major rehabs on both residential and commercial properties in WY.

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Limiting unnecessary inquiries can protect your credit score. Achieve pre-approval for land loans without providing your social security number or any sensitive information.

You might qualify for 100% LTV (Loan-to-Value) financing by pledging additional properties as security in a blanket loan arrangement.

Use the Lendersa® land loan calculator to find vacant land loan lenders serving zip code areas 82072, helping you locate the best options for your financial needs.



Laramie Construction Loan Lenders

  • UniWyo Credit Union
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Wyoming
  • At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives.

    UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.

  • COLONIAL SAVINGS, F.A.
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Wyoming
  • Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions

  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • Lends in Wyoming
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Wyoming
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Meridian Trust Federal Credit Union
  • 2223 Warren Ave., Cheyenne, WY, 82003
  • Lends in Wyoming
  • "Our mission is to help our members achieve their financial goals and dreams through:
    Personal Connections, Simple Solutions, & Lifetime Relationships.
    Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."

  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.

  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • Lends in Wyoming
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.

    Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force

  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.

  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.