Construction Loan Lenders in Cheyenne, Wyoming (2026)

Lendersa® offers a range of construction loan lenders in Cheyenne, WY, featuring regional banks, national lenders, and local hard money lenders using private financing. These lenders are ideal for both new constructions from the ground up and significant rehabs.

In Cheyenne, WY, lenders calculate construction costs for a 2,000 square foot home, with estimates spanning from $232,336 for basic projects to $420,903 for more sophisticated builds. Interest rates and terms vary based on borrower financials, the LTV (Loan-to-Value ratio), ARV (After-Repair Value), and selected lenders.

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To accommodate all your construction financing needs effectively, Lendersa® uses AI technology that instantly matches your loan request with many construction lenders. This allowed you to uncover favorable construction rates for funding projects like ground-up builds, fix-and-flip initiatives, or major rehabs on both residential and commercial properties in WY.

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To safeguard your credit score, it's essential to minimize unnecessary inquiries. Secure pre-approval for a land loan without submitting your social security number or any sensitive financial details.

You might be eligible for 100% LTV (Loan-to-Value) financing by agreeing to use additional properties as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in the zip code regions 82009, giving you tailored financial solutions for your location.



Cheyenne Construction Loan Lenders

  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • Lends in Wyoming
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Wyoming
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.

  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • Lends in Wyoming
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.

    Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force

  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.

  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.

  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • Lends in Wyoming
  • FINLEND Financial® is a nationwide real estate investor financing platform providing direct access to institutional and private capital for business-purpose transactions. We structure bridge, fix & flip, DSCR rental, ground-up construction and commercial real estate financing, with flexible solutions for acquisitions, refinances and value-add projects. From straightforward deals to complex scenarios, our lending desk is built for speed, certainty and execution.

  • Meridian Trust Federal Credit Union
  • 2223 Warren Ave., Cheyenne, WY, 82003
  • Lends in Wyoming
  • "Our mission is to help our members achieve their financial goals and dreams through:
    Personal Connections, Simple Solutions, & Lifetime Relationships.
    Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."

  • First State Bank
  • 1405 Sixteenth Street, Wheatland, WY, 82201
  • Lends in Wyoming
  • First State Bank is a hometown bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. Being a hometown bank means local management and local decision making. We are proud of the communities we serve and are committed to supporting and being involved with them.