Explore the differences! FHA VS Conventional loan programs in Homer, Kenai Peninsula County, Alaska

In 2025, Convetional loan limit in Homer, county of Kenai Peninsula, AK is $1,089,300 while FHA limit is $472,030 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AK is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Homer, county of Kenai Peninsula, AK

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $337,600 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 99603

Conventional and FHA loan options in Homer, AK

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php

  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.

  • BancMac/Community Banc Mortgage Corp
  • 3200 W Iles Ave, Springfield, IL, 62711
  • Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.

  • Town and Country Bank
  • 3601 W. Wabash Ave., Springfield, IL, 62711
  • At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.

  • Illinois Educators Credit Union
  • 3101 Montvale Drive, Springfield, IL, 62704
  • Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.

  • Marine Bank
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  • Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873

  • Endurance FCU
  • 703 S 9th Street, Duncan, OK, 73533
  • EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.

  • First Bank & Trust Co.
  • 923 W. Main St, Duncan, OK, 73533
  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.

  • CU Mortgage Service
  • 225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
  • CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
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