FHA VS Conventional loan programs in 2026 for Sterling, Kenai Peninsula County, Alaska

In the year 2026, the conventional loan limit for the city of Sterling, in the county of Kenai Peninsula, AK, is set at $1,089,300. Meanwhile, for a single-family home, the FHA limit is $472,030.

Take advantage of the Lendersa® Conventional loan calculator for a thorough comparison of today’s top rates between Conventional, FHA, and USDA loans. Determine the specific income, credit, reserves, and documents necessary for eligibility. Our sophisticated mortgage calculator allows you the convenience of viewing Conforming Conventional, USDA, FHA, and VA loans side by side. This facilitates making the best program decision tailored to your financial situation in AK.

Check loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Sterling, Kenai Peninsula County, AK

Loan Type Maximum Loan Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $337,600 0%
FHA $472,030 3.5%

The above table is applicable to these zip codes: 99672

Options for Conventional and FHA Loans in Sterling, AK

The primary aim of Lendersa® is to help you secure the best available Conventional, USDA, or FHA loan promptly and efficiently. Choose one of the three provided starting points to effectively match with suitable lenders and loan options.

Results from Lendersa USDA loan request match


Sterling Lenders

  • Raven Mortgage
  • 11900 Industry Way, Unit M-5, Anchorage, AK, 99515
  • Lends in Alaska
  • Raven Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options .

  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • Lends in Alaska
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.

  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Lends in Alaska
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • Lends in Alaska
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.

  • Cash Now Financial Corp.
  • 307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
  • Lends in Alaska
  • CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.

  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • Lends in Alaska
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.

  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,

  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.