Explore the differences! FHA VS Conventional loan programs in Ketchikan, Ketchikan Gateway County, Alaska

For 2026, the conventional loan limit in Ketchikan, within Ketchikan Gateway county of AK, is set at $1,089,300. In contrast, for single-family homes, the FHA limit is $485,300.

The Lendersa® Conventional Loan Calculator helps you compare the top rates today for Conventional, FHA, and USDA loans, while also determining the income, credit levels, reserves, and documents required to qualify. With our detailed mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to help identify the best program for your financial needs in AK.

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2026 Loan Limits and Down Payment Requirements in Ketchikan, Ketchikan Gateway County, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $381,400 0%
FHA $485,300 3.5%

This table is applicable to the following zip codes: 99901

Discover Conventional and FHA Loan Options in Ketchikan, AK

Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loan promptly and with minimal hassle. You can choose from three starting points to match with suitable lenders and programs.

Results from Lendersa USDA loan requests


Ketchikan Lenders

  • Tongass Federal Credit Union
  • 2000 Tongass Avenue, Ketchikan, AK, 99901
  • Lends in Alaska
  • Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.

  • First Bank
  • 331 Dock Street, Ketchikan, AK, 99901
  • Lends in Alaska
  • For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities.

    First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens

  • TRUE NORTH FEDERAL CREDIT UNION
  • 2777 Postal Way, Juneau, AK, 99801
  • Lends in Alaska
  • True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.