FHA VS Conventional loan programs in Ketchikan, Ketchikan Gateway County, Alaska

For 2026, the conventional loan limit in Ketchikan, within Ketchikan Gateway county of AK, is set at $1,089,300. In contrast, for single-family homes, the FHA limit is $485,300.

The Lendersa® Conventional Loan Calculator helps you compare the top rates today for Conventional, FHA, and USDA loans, while also determining the income, credit levels, reserves, and documents required to qualify. With our detailed mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to help identify the best program for your financial needs in AK.

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2026 Loan Limits and Down Payment Requirements in Ketchikan, Ketchikan Gateway County, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $381,400 0%
FHA $485,300 3.5%

This table is applicable to the following zip codes: 99901

Discover Conventional and FHA Loan Options in Ketchikan, AK

Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loan promptly and with minimal hassle. You can choose from three starting points to match with suitable lenders and programs.

Results from Lendersa USDA loan requests


  • Destiny Mortgage Group Inc
  • 606 Bosley Avenue, 1st Floor, Towson, MD, 21204
  • Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.

  • Arrive Mortgage LLC
  • 100 West Road, Suite 300, Towson, MD, 21204
  • "At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable.
    Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"

  • Capital Funding Bancorp Inc
  • 1422 Clarkview Road, Baltimore, MD, 21209
  • "Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.

    With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"

  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.

  • New Horizons Credit Union
  • 6320 Airport Boulevard, Mobile, AL, 36608
  • New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.

  • All In Credit Union
  • 6631 Airport Blvd, Mobile, AL, 36608
  • At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.

  • Presidential Bank
  • 4520 East-West Highway, Bethesda, MD, 20814
  • Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.

  • Paradigm Mortgage Services
  • 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
  • Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland.

    NMLS ID # 205094 (www.nmlsconsumeraccess.org)

    Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts

  • Presidential Mortgage Group
  • 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.

  • Walker & Dunlop
  • 7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
  • Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.

  • MortgageStar LLC
  • 4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
  • Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.