FHA VS Conventional loan programs in 2026 for Palmer, Matanuska-Susitna County, Alaska

In 2026, the loan limit for conventional mortgages in Palmer, situated in Matanuska-Susitna county, AK, is set at $1,089,300. Meanwhile, for single-family homes, the FHA cap is set at $472,030.

The Lendersa® Conventional Loan Calculator is a tool for comparing the best rates available today among Conventional, FHA, and USDA loans. It outlines the necessary income, credit, reserves, and documents for determining eligibility. By examining Conforming Conventional, USDA, FHA, and VA loans side by side, our advanced mortgage calculator helps you select the best program that suits your financial needs in AK.

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2026 Loan Limits and Down Payment Requirements in Palmer, Matanuska-Susitna County, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $413,700 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 99645

Available Conventional and FHA Loan Options in Palmer, AK

Lendersa® is committed to quickly helping you secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three paths to connect with suitable lenders and loan programs.

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Palmer Lenders

  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • Lends in Alaska
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.

  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • Lends in Alaska
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.

    My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my

  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • Lends in Alaska
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.

  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • Lends in Alaska
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.

  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Lends in Alaska
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • Lends in Alaska
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.

  • Cash Now Financial Corp.
  • 307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
  • Lends in Alaska
  • CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.

  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • Lends in Alaska
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.