FHA VS Conventional loan programs in 2026 for Gateway, Matanuska-Susitna County, Alaska

Within 2026, the conventional loan limit in Gateway, Matanuska-Susitna county, AK, is $1,089,300, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional Loan Calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in AK for your financial needs.

Explore offers from a range of 100 lenders

2026 Loan Limits and Down Payment Guidelines in Gateway, Matanuska-Susitna County, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $413,700 0%
FHA $472,030 3.5%

This table applies to the zip codes: 99645

Conventional and FHA Loan Choices in Gateway, AK

The aim of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points to connect with suitable lenders and loan options.

Results from Lendersa USDA loan requests


Gateway Lenders

  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • Lends in Alaska
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.

  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • Lends in Alaska
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.

    My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my

  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • Lends in Alaska
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.

  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • Lends in Alaska
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.

  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Lends in Alaska
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • Lends in Alaska
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.

  • Cash Now Financial Corp.
  • 307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
  • Lends in Alaska
  • CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.

  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • Lends in Alaska
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.