FHA VS Conventional loan programs in 2025 for Cottondale, Tuscaloosa County, Alabama
For 2025, the conventional loan limit in Cottondale, within the county of Tuscaloosa, AL, is set at $726,200, whereas the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® Conventional Loan Calculator to evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Assess the income, credit score, reserve funds, and documentation needed for qualification. Our comprehensive mortgage calculator enables you to compare Conforming Conventional loans with USDA, FHA, and VA offerings side by side, helping you choose the optimal program for your financial scenario in AL.
Loan Limits and Down Payment Requirements for 2025 in Cottondale, Tuscaloosa County, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to zip codes: 35404, 35453
Explore Conventional and FHA Loan Opportunities in Cottondale, AL
The aim of Lendersa® is to offer you the most competitive Conventional, USDA, or FHA loans promptly and with minimal stress. Begin with any of three pathways to be matched with suitable lenders and loan offers.
Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs.
Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan.
With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
