FHA VS Conventional loan programs in 2025 for Tuscaloosa, Tuscaloosa County, Alabama
In 2025, the Conventional loan limit for Tuscaloosa, in Tuscaloosa county, AL is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit levels, reserves, and documentation. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program in AL for your financial situation.
2025 Loan Limits and Down Payment Requirements in Tuscaloosa, Tuscaloosa, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 35475, 35476, 35405, 35404, 35406, 35401, 35403, 35407, 35486, 35487
Explore Conventional and FHA Loan Options in Tuscaloosa, AL
Our goal at Lendersa® is to provide you the best possible loan options quickly and smoothly. Choose from three starting points for matching lenders and programs.
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4685 South Highland Drive, Suite 105, Holladay, UT, 84117
We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117
"Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas.
That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
5442 South 900 East, Suite 142, Salt Lake City, UT, 84117
Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
Our mission is to be our members's 1st choice for high-quality financial products and services.
We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
