Explore the differences! FHA VS Conventional loan programs in Gadsden, Etowah County, Alabama
In 2025, the Conventional loan limit for Gadsden, in Etowah county, AL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator for comparing today’s best rates among Conventional, FHA, and USDA loans. It helps determine income requirements, acceptable credit scores, reserves, and necessary documentation to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the best program for your financial needs in AL.
2025 Loan Limits and Down Payment Requirements in Gadsden, County of Etowah, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to these zip codes: 35901, 35903, 35904, 35902
Options for Conventional and FHA Loans in Gadsden, AL
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose from one of the three starting points that align you with the right lenders and loan programs.
We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
3033 South Parker Road, Suite 750, Aurora, CO, 80014
We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
3033 South Parker Road, Suite 202, Aurora, CO, 80014
At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
Community Choice Credit Union is a member owned not for profit, full service financial co-op serving the needs of the Commerce City Community. Community Choice had its small beginning on October 9, 1952. It was established as SD14 Federal Credit Union and was located in the basement of one of our member's home.