FHA VS Conventional loan programs in 2025 for Rainbow-City, Etowah County, Alabama

In 2025, Convetional loan limit in Rainbow-City, county of Etowah, AL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rainbow-City, county of Etowah, AL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 35906

Conventional and FHA loan options in Rainbow-City, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LendBee
  • 18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612
  • LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
  • National Mortgage Group
  • 19200 Von Karman Ave, Suite 400, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Impac Companies
  • 19500 Jamboree Rd, Suite 200, Irvine, CA, 92612
  • Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
  • BHH Affiliates, LLC
  • 18500 Von Karman Ave, Suite 400, Irvine, CA, 92612
  • Berkshire Hathaway HomeServices is a brand-new real estate brokerage franchisee network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
  • Panamerican Mortgage
  • 2102 Business Center Drive, Suite 130, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nicon Advisors
  • 19900 MacArthur Blvd, Suite 655, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pridemark Group
  • 2081 Business Center Drive, Suite 130, Irvine, CA, 92612
  • Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
  • Kelly Mortgage Center, LLC
  • 18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
  • Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.
  • North America Mortgage
  • 19800 MacArthur Boulevard, Suite 300, Irvine, CA, 92612
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients.