FHA VS Conventional loan programs in Huntsville, Madison County, Alabama
In 2025, the limit set for Conventional loans in the county of Madison, Huntsville, AL is $726,200, whereas for a single-family home, the FHA limit reaches $472,030.
To compare the most favorable rates for Conventional, FHA, and USDA loans today, utilize the Lendersa® Conventional loan calculator. It helps determine the necessary income, required credit scores, reserves, and documentation for qualification. Our state-of-the-art mortgage calculator conveniently aligns options for Conforming Conventional loans, USDA, FHA with VA side by side, allowing you to decide the most suitable program for your financial circumstances within AL.
The loan limits and downpayment requirements in Huntsville, county of Madison, AL for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These values apply to the following zip codes: 35801, 35803, 35802, 35805, 35806, 35741, 35824, 35763, 35757, 35756, 35810, 35811, 35816, 35896, 35762, 35804, 35807, 35809, 35814, 35815, 35893, 35894, 35895, 35897, 35899
Available Conventional and FHA loan options in Huntsville, AL
Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loan attainable swiftly and with ease. Choose from three entry points that help guide you to matching lenders and specific loan programs.
Whether you are looking for houses for sale or to sell a house, the most important thing is that you work with a real estate agent that you can trust. As your loyal real estate agent, I take it upon myself to provide you with the guidance and assistance that you deserve throughout the entire real estate process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.
Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.
1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.
The Granite Financial Real Estate Loans, Inc is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating
19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
When you start a credit union from the ground up, you know a few things about trustworthiness, personal service, and good faith. We don’t keep your money in a shoebox anymore. But we are committed to showing those same principles to everyone who works with us today. We want to help people weather life’s storms and celebrate the sunny days with them
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing
their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
