FHA VS Conventional loan in Madison, Madison County, Alabama

In 2024, Convetional loan limit in Madison, county of Madison, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Madison, county of Madison, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35758, 35756

Conventional and FHA loan options in Madison, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Direct Home Loans
  • 2510 Red Hill Avenue, Santa Ana, CA, 92705
  • SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin
  • Straight Talk Lending
  • 1621 17th St D, Santa Ana, CA, 92705
  • Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity
  • Tru Finance
  • 2932 Daimler St, Santa Ana, CA, 92705
  • Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.
  • Lending Depot
  • 1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
  • "At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience. Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"
  • 0 PointLoan
  • 2700 N. Main Street, Suite 761, Santa Ana, CA, 92705
  • "0 PointLoan With over 30 years of expertise in the Mortgage industry and thousands of loans closed - we have learned that educating people is the best way to gain trust from our consumers. Not only do we help you close your loans, we also educate you to make better financial decisions FOR LIFE."
  • RiteFit LLC
  • 400 N. Tustin Ave, Santa Ana, CA, 92705
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wall Street Funding of America
  • 801 Parkcenter Drive, Suite 220, Santa Ana, CA, 92705
  • We offer a wide variety of loan programs tailored to meet the needs of our clients, including: Residential, Commerical and Investment products, along with some of the most innovative loan programs in the industry. We pride ourselves on excellent customer service, allowing us to create individual long-lasting relationships through honesty
  • Phillip Yarbrough
  • 12491 Circula Panorama, Santa Ana, CA, 92705
  • Nations Financial Mortgage Corporation is a full-service mortgage company founded in 1997. We apply our extensive, experience and knowledge to help qualify clients who want the best rates or may have difficulty or unusual circumstances. We specialize in purchase, refinance and reverse mortgages, as well as commercial lending.
  • Fast Action Mortgage, Inc.
  • 2700 North Main Street, Suite 620, Santa Ana, CA, 92705
  • At Fast Action Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you