In 2026, the Conventional loan limit in Madison, located in Madison county, AL is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional against FHA and USDA loans and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the decision of which program in AL best suits your financial situation.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table pertains to the following zip codes: 35758
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with any of three options for matching lenders and loan programs.
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