Explore the differences! FHA VS Conventional loan programs in Livingston, Sumter County, Alabama

For 2026, the conventional loan limit in Livingston, located in Sumter county, AL, is $726,200. Conversely, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. It helps you figure out the requirements for income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program suits your financial scenario in AL best.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Livingston, Sumter County, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 35470

Options for Conventional and FHA Loans in Livingston, AL

Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Begin with one of these three approaches to connect with matching lenders and loan programs.

Results from Lendersa's USDA loan matching process


  • CBC Financial
  • 76 State St, Newburyport, MA, 01950
  • Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders

  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
    We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"

  • Geosegment Systems
  • 24 Front Street, Suite 203, Exeter, NH, 03833
  • Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.

  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.

  • BankGloucester
  • 160 Main Street, Gloucester, MA, 01930
  • BankGloucester was founded in 1887 as a cooperative community bank to serve the people of Cape Ann. Since that day, we’ve grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Our commitment to offering products in a highly personalized way.

  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.

  • Nauset Mortgage
  • 23 Brewster Cross Rd, Orleans, MA, 02653
  • Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.

  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!

  • Pioneer Bank & Trust
  • 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.