Explore the differences! FHA VS Conventional loan programs in Livingston, Sumter County, Alabama

In 2025, Convetional loan limit in Livingston, county of Sumter, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Livingston, county of Sumter, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35470

Conventional and FHA loan options in Livingston, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
  • Bankers Lending Group
  • 231 G street, Suite 8, Davis, CA, 95616
  • At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream! We love to give back to the community that gives us so much
  • Alpha Omega Mortgage
  • 4204 Vista Way, Davis, CA, 95616
  • At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership
  • Willow Financial
  • 4647 Columbia River Ct, San Jose, CA, 95136
  • Nadim Aziz is committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and I offer a variety of products to meet your individual requirements. I make the process of securing a mortgage simple and straightforward by offering you.
  • Vintage Home Loans
  • 344 Division St, Suite 100, Pleasanton, CA, 94566
  • Vintage Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • The Frandsen Group
  • 7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
  • Let Curt Frandsen help you with your new home and ReFinancing needs. A mortgage and loan professional for more than 33 years, Curt Frandsen has years of training and certifications in Mortgage Financing and Real Estate, giving Curt the knowledge and experience to help you through the loan process, find the terms that are right for your budget,
  • Goldenstate Realty & Home Loans
  • 5424 Sunol Blvd, Suite 10, Pleasanton, CA, 94566
  • Golden State Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Achievers Home Loans
  • 3171 East Ruby Hill Drive, Pleasanton, CA, 94566
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Excel Realty & Mortgage
  • 7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
  • Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation