FHA VS Conventional loan programs in Livingston, Sumter County, Alabama

In 2025, Convetional loan limit in Livingston, county of Sumter, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Livingston, county of Sumter, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35470

Conventional and FHA loan options in Livingston, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.
  • Ryan Mortgage Co
  • 2129 Fourth Street, Santa Rosa, CA, 95404
  • We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.
  • Sonoma County Mortgages
  • 1450 Neotomas Ave, Suite 115, Santa Rosa, CA, 95405
  • Sonomacountymortgages.com was founded in 2010 by Scott Sheldon, a direct mortgage lending officer who grew tired of the lack of online resources for consumers to access relevant mortgage information for the North Bay/Sonoma County markets. Today, Sheldon’s vision has created a popular mortgage loan website for fulfilling a need consumers
  • Cypress Financial
  • PO Box 9418, Santa Rosa, CA, 95405
  • Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
  • A-1 Loans & Investments
  • 411 Farmers Lane, Santa Rosa, CA, 95405
  • A-1 Loans & Investments Specializing in private money loans allows A-1 to review each loan on a case by case basis to determine if the loan meets the needs of the borrowers and the requirements of private investors.A-1 is a member of the California Mortgage Association which provides the latest updates regarding changes.
  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
  • Exchange Bank
  • 400 Dutton Ave, Santa Rosa, CA, 95407
  • Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.