Explore the differences! FHA VS Conventional loan programs in Livingston, Sumter County, Alabama

For 2026, the conventional loan limit in Livingston, located in Sumter county, AL, is $726,200. Conversely, the FHA limit for a single-family residence is $472,030.

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Use the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. It helps you figure out the requirements for income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program suits your financial scenario in AL best.

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Loan Limits and Down Payment Requirements for 2026 in Livingston, Sumter County, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 35470

Options for Conventional and FHA Loans in Livingston, AL

Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Begin with one of these three approaches to connect with matching lenders and loan programs.

  1. Submit an optimized request for Conventional/USDA/FHA loans
  2. Look up the initial rates and terms for Conventional, USDA, and FHA loans
  3. Explore the largest database of Conventional lenders
Results from Lendersa's USDA loan matching process



  • Blue Arrow Lending Group Inc
  • 17918 West 86th Avenue, Arvada, CO, 80007

  • We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.

  • Uptown Financial Group, Inc.
  • 15550 W 64th Place, Arvada, CO, 80007

  • Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.

  • TMD Capital
  • 1500 Main St, Springfield, MA, 01103

  • We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.

  • Freedom Credit Union
  • 1976 Main Street, Springfield, MA, 01103

  • Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.

  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437

  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534

  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.

  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027

  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties.

    ICF’s management team has been involved in the real estate investment

  • Davis Mortgage LTD
  • 4313 Corrales Road, Suite 6, Corrales, NM, 87048

  • Davis Mortgage LTD is committed to providing clients with the highest quality financial services combined with the lowest rates available anywhere. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Chadron Federal Credit Union
  • 126 East 3rd Street, Chadron, NE, 69337

  • The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.

  • New Mexico Bank & Trust
  • 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102

  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
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