In 2026, the Conventional loan limit for Muscle-Shoals, located in Colbert county, AL, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Utilize Lendersa® Conventional loan calculator to review today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in identifying the optimal program in AL for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison applies to the zip codes: 35661, 35662
The aim of Lendersa® is to swiftly deliver the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three paths to connect with the right lenders and programs.
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