FHA VS Conventional loan in Prattville, Autauga County, Alabama

In 2026, the Conventional loan limit in Prattville, situated in Autauga county, AL, is $726,200. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's optimum rates for Conventional, FHA, and USDA loans. Identify the required income, credit scores, reserves, and documentation to qualify. With our sophisticated mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to decide the best program in AL for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Prattville, County of Autauga, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for these zip codes: 36066

Conventional and FHA Loan Options in Prattville, AL

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three options to connect with appropriate lenders and loan programs.

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Prattville Lenders

  • River Bank & Trust
  • 2611 Legends Drive, Prattville, AL, 36066
  • Lends in Alabama
  • Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

    We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Guardian Credit Union.
  • 418 Madison Ave, Montgomery, AL, 36104
  • Lends in Alabama
  • Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings

  • Alabama Home Mortgage Loans
  • 242 Peace Church Rd, Suite A, Wetumpka, AL, 36093
  • Lends in Alabama
  • "We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans.
    Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."

  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • Lends in Alabama
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage.
    It is our belief that a community is best

  • Real Estate Funding
  • 8421 Crossland Loop, Montgomery, AL, 36117
  • Lends in Alabama
  • The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Home South Mortgage. Company
  • 1104 W Ft Williams St, Sylacauga, AL, 35150
  • Lends in Alabama
  • We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.

  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Lends in Alabama
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.

  • Troy Bank & Trust
  • 1000 Hwy 231 South, Troy, AL, 36081
  • Lends in Alabama
  • Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926

  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • Lends in Alabama
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.