FHA VS Conventional loan programs in 2025 for Emerald-Mountain, Elmore County, Alabama
For 2025, the conventional loan ceiling in Emerald-Mountain, within Elmore county, AL, is $647,200. Meanwhile, the FHA maximum is $420,680 for a single-family residence.
Use Lendersa®’s Conventional loan calculator to analyze and compare today's leading rates among Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation for qualification. With this advanced calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to find the best choice for your financial situation in AL.
Loan limits and down payment details for 2025 in Emerald-Mountain, Elmore county, AL
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These limits apply to zip codes: 36093, 36078
Explore Conventional and FHA Loan Choices in Emerald-Mountain, AL
At Lendersa®, our aim is to help you secure the best loan option, whether it's Conventional, USDA, or FHA, quickly and effortlessly. Begin with one of these three pathways to connect with matching lenders and loan programs.
2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
"Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast.
We’re proud of our reputation as a stable, profitable company"
At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
1 City Boulevard West Suite 1650, Orange, CA, 92868
Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.
Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
Lincoln Equity Inc has all the appeal and proximity of a local realtor, but with the experience of a realty giant! We will guide you through every aspect of the purchase, sale, leasing and management of residential real estate in the Costa Mesa area. Lincoln Equity Inc was recently awarded the CA
6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707
Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.
6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
Founded in 2009, ONY GLO, Inc. dba. Capitalend Home Loans is an independent, full-service, residential mortgage banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
4 Hutton Centre Drive, Suite 1000, Santa Ana, CA, 92707
"At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our ""People Before Profits"" mentality shines through in every department.
We continue to grow rapidly and have several open positions to fill."
