FHA VS Conventional loan in Semmes, Mobile County, Alabama
As of 2025, the Conventional loan limit in Semmes, Mobile county, AL, is $726,200, whereas for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to observe the current top rates across Conventional, FHA, and USDA loans. Determine the income, credit profile, reserves, and documentation needed for qualification. This advanced tool enables side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA programs, aiding in selecting the most suitable option for your financial context in AL.
2025 loan limits and down payment requirements in Semmes, county of Mobile, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 36613, 36575
Explore Conventional and FHA loan solutions in Semmes, AL
The mission of Lendersa® is to provide a fast, hassle-free path to secure your best Conventional, USDA, or FHA loan. Start with one of three pathways leading to matched lenders and loan programs tailored for you.
24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.
31463 Pacific Coast Highway, Suite 225, Dana Point, CA, 92629
American Funding offers its customer the best loan products that are fitted perfectly to their individual situations. We are able to say YES, when others say NO because we work with over 35 different lenders and can approve loans with as low as a 500 credit score. Our management believes that the company's success.
2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing
JBee Home Loans is a growing residential mortgage lender in California built on a proven track record as a long-time industry leader. The Los Angeles-based company, founded by Joel & Jill Burlingame, specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
