Explore the differences! FHA VS Conventional loan programs in Semmes, Mobile County, Alabama
As of 2025, the Conventional loan limit in Semmes, Mobile county, AL, is $726,200, whereas for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to observe the current top rates across Conventional, FHA, and USDA loans. Determine the income, credit profile, reserves, and documentation needed for qualification. This advanced tool enables side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA programs, aiding in selecting the most suitable option for your financial context in AL.
2025 loan limits and down payment requirements in Semmes, county of Mobile, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 36613, 36575
Explore Conventional and FHA loan solutions in Semmes, AL
The mission of Lendersa® is to provide a fast, hassle-free path to secure your best Conventional, USDA, or FHA loan. Start with one of three pathways leading to matched lenders and loan programs tailored for you.
American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
"America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience.
America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
"WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.
Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
684 East Vine Street, Suite 4B1, Murray, UT, 84107
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
4001 South 700 East, Suite 500, Millcreek, UT, 84107
GreenStreet Mortgage is founded on the principal of creating outstanding customer experience. We know the mortgage process can be daunting for many. With friendly and experienced loan professionals we create an experience catering to each individual, making the process fast, easy and smooth
