Explore the differences! FHA VS Conventional loan programs in Semmes, Mobile County, Alabama
In 2025, Convetional loan limit in Semmes, county of Mobile, AL is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.
2025 loan limits and downpayment requirments in Semmes, county of Mobile, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 36613, 36575
Conventional and FHA loan options in Semmes, AL
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.
5762 Bolsa Avenue, Suite A101, Huntington Beach, CA, 92649
With a blend of real world credentials, our teams listen to your needs and goals to deliver exceptional mortgage and real estate services. We provide you with the resources & options so that you can make an informed decision. Our goal is to build trust and simplify the process in order to save you money when buying, selling, or financing your home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.
Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.
