FHA VS Conventional loan programs in Satsuma, Mobile County, Alabama

During 2026, the limit for Conventional loans in Satsuma, located in Mobile, AL, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the best program in AL tailored to your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Satsuma, Mobile, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 36572

Options for Conventional and FHA Loans in Satsuma, AL

Lendersa® provides the quickest path to securing the best Conventional, USDA, or FHA loans available, free of hassle. Begin with one of three steps to find suitable lenders and loan programs.

Outcomes from Lendersa USDA loan requests and matches


Satsuma Lenders

  • All-Star Mortgages, LLC
  • 207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
  • Lends in Alabama
  • All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.

  • 22nd State Bank
  • 51 St. Joseph St., Mobile, AL, 36602
  • Lends in Alabama
  • 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.

  • Gulf Coast Federal Credit Union
  • 1001 Springhill Avenue, Mobile, AL, 36604
  • Lends in Alabama
  • Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.

  • AFC Mortgage
  • 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609
  • Lends in Alabama
  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.

    Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars

  • MAGNOLIA MORTGAGE COMPANY
  • 1550 S. University Blvd, Mobile, AL, 36609
  • Lends in Alabama
  • In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.

  • Mortgage Team 1, Inc
  • 6336 Piccadilly Square Dr, Mobile, AL, 36609
  • Lends in Alabama
  • Our family at Mortgage Team 1 is committed to providing our clients with the highest quality financial services. Our professional Mortgage Planners will work with you one on one to ensure that you get a financial plan that is tailored specifically to meet your mortgage needs. Whether you are purchasing your dream home,

  • New Horizons Credit Union
  • 6320 Airport Boulevard, Mobile, AL, 36608
  • Lends in Alabama
  • New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.

  • All In Credit Union
  • 6631 Airport Blvd, Mobile, AL, 36608
  • Lends in Alabama
  • At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.

  • Homefront Lending LLC
  • 19940 State Highway 181, Suite B, Fairhope, AL, 36532
  • Lends in Alabama
  • At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.