FHA VS Conventional loan programs in 2025 for Theodore, Mobile County, Alabama
In the year 2025, the Conventional loan threshold in Theodore, within Mobile, AL, stands at $726,200, while the FHA cap for a single-family home amounts to $472,030.
Utilize the Lendersa® Conventional loan calculator to survey today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the best program in AL for your financial needs.
2025 Loan Limits and Downpayment Requirements in Theodore, Mobile, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to zip codes: 36590, 36582
Exploring Conventional and FHA Loan Options in Theodore, AL
Lendersa® aims to promptly provide access to the best available Conventional, USDA, or FHA loans without any inconvenience. Choose from one of three starting points to connect with appropriate lenders and loan programs.
16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254
Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.
16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254
Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.
14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.
6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.
11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253
We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers.
With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon
