FHA VS Conventional loan programs in Grand-Bay, Mobile County, Alabama

In 2025, Convetional loan limit in Grand-Bay, county of Mobile, AL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Grand-Bay, county of Mobile, AL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 36541

Conventional and FHA loan options in Grand-Bay, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • ADK BANCORP INC.
  • 14615 Magnolia St, Westminster, CA, 92683
  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
  • JG Real Estate LLC
  • 7902 Westminster Ave, Unit A, Westminster, CA, 92683
  • At JG Real Estate LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • 24/7 Mortgage Corporation
  • 9741 Bolsa Avenue, Suite 217, Westminster, CA, 92683
  • At 24/7 Mortgage, our team is committed to providing an excellent and streamlined mortgage experience for our clients and partners. We are a professional, responsive, and organized team, and these values are reflected in everything we do. Through the use of technology and the application of our industry knowledge,
  • Americoast Realty & Lending Inc.
  • 10161 Bolsa Avenue, Suite 205-B, Westminster, CA, 92683
  • Americoast Realty & Lending, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Westminster area. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
  • Century Home Lending
  • 12362 Beach Blvd, Suite 20, Stanton, CA, 90680
  • Century Home Lending is a mortgage brokerage, we are delivering the most competitive interest rates for home loans and refinance. Reduce your rate-Lower your payment-Pay off mortgage faster-Consolidate debts-Your first home-Your second homes-Investment homes-Gets cash-out for second homes-College cost-Emergency planing and Reduce your rate-Lower yo
  • Choicelend.com
  • 12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
  • "At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle. We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."
  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible. If there is one thing you should know about me is that I fully understand what it means to be a true professional"
  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi