FHA VS Conventional loan programs in 2026 for Little-Rock, Pulaski County, Arkansas

As of 2026, the loan limit for a Conventional loan in Little-Rock, situated in the county of Pulaski, AR, is $647,200. Meanwhile, the limit for FHA loans pertaining to a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the best current rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your choice of the best program in AR for your financial situation.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Little-Rock, Pulaski, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 72211

Explore Conventional and FHA Loan Options in Little-Rock, AR

The goal of Lendersa® is to facilitate a seamless process to secure the most suitable Conventional, USDA, or FHA loan. Start by selecting from three pathways that lead to matched lenders and tailored loan programs.

Lendersa's USDA loan request outcomes and matches


  • Acadia Lending Group
  • 10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
  • Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.

  • HOME BASE MORTGAGE GROUP
  • 780 Broadway, Unit C, South Portland, ME, 04106
  • Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.

  • cPort Credit Union
  • 50 Riverside Industrial Parkway, Portland, ME, 04103
  • cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.

  • Evergreen Credit Union
  • 225 Riverside St, Portland, ME, 04103
  • Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members

  • Vision Mortgage
  • 352 Warren ave, Portland, ME, 04103
  • Vision Mortgage was established in 2015 by long-time Portland resident Tim Fredheim, a highly-respected, widely-recognized expert in the field. His qualifications are especially impressive because they combine academic excellence with an extensive array of hands-on experience and We’ve created a streamline process.

  • Maine Mortgage Broker
  • 352 Warren Ave, Suite 6, Portland, ME, 04103
  • Maine has a lot of mortgage lenders, and I know you have options in your home loan shopping process. I can provide a level of customer service and home loan options that most traditional loan officers or even your bank can not make available. Competitive Maine mortgage rates, personal attention, a variety of mortgage loan options.

  • Maine Home Mortgage
  • 52 Center Street, Portland, ME, 04101
  • At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • TruChoice Federal Credit Union
  • 272 Park Avenue, Portland, ME, 04104
  • TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates.
    we help you make the most of your money by taking the time to learn your story.

  • American Group
  • 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231
  • American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,