FHA VS Conventional loan in Little-Rock, Pulaski County, Arkansas

As of 2025, the loan limit for a Conventional loan in Little-Rock, situated in the county of Pulaski, AR, is $647,200. Meanwhile, the limit for FHA loans pertaining to a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the best current rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your choice of the best program in AR for your financial situation.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Little-Rock, Pulaski, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 72211, 72210, 72212, 72223, 72209, 72202, 72201, 72206, 72207, 72204, 72205, 72103, 72227, 72215, 72217, 72219, 72222, 72225, 72231, 72255, 72260, 72295

Explore Conventional and FHA Loan Options in Little-Rock, AR

The goal of Lendersa® is to facilitate a seamless process to secure the most suitable Conventional, USDA, or FHA loan. Start by selecting from three pathways that lead to matched lenders and tailored loan programs.

Lendersa's USDA loan request outcomes and matches


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